Vicky Edema

Why Refinance?

The number of borrowers looking to refinance their home loans has increased over the past six months because of the uncertainty of interest rates in Australia. Currently the Reserve Banks' Official Cash Rate (OCR) is at an 11 year high. Interest rates hav... Read >

Home Loan Enquiries

Most new sales enquiries are now generated from either rate driven borrowers or from those seeking to refinance to loans which incorporate additional features (such as split loans, offset and redraw facilities) with little if any, extra cost. Borrowers no... Read >

What to do if you are experiencing difficulty meeting your mortgage repayments

Most analysts are tipping another hike of 25 basis points in the next 6 months as the Reserve Bank tries to contain surging inflation. As a result a record number of Australians will suffer mortgage stress and face difficulty in paying their mortgages thi... Read >

Loan Calculators a must when you are considering a refinance or purchase

The loan calculators allow you to enter your existing or proposed loan amount, the loan term and the interest rate, and the loan calculator then quickly provides you with your monthly repayment (on an interest only or principal and interest basis). If you... Read >

Should I Refinance My Mortgage?

The most common reason to refinance a home loan is mortgage rates, however you need to be cautious if this is the sole reason you are thinking about a refinance. Often loans with attractive low rates will incur high ongoing fees to compensate for the low ... Read >

Useful online Loan calculator tools in Australia

Many easy to use loan calculators in Australia are available online today and these will answer many of your mortgage related questions, be it how much you can borrow, how much your repayments will be and the effect of additional repayments. In Australia ... Read >

How to find the right loan calculator tools in Australia

If you go in search of a loan calculator on the Internet you will find an abundance of them. The trick is to find a loan calculator that provides you not only with simple repayment calculations but also allows you to compare repayments on different mortga... Read >

Find a good loan calculator before looking for a property in Australia.

A number of excellent resource tools are now available on the internet for people in Australia seeking a loan to finance the purchase of a property or refinance an existing mortgage. One of the most useful tools is a loan calculator. As a general rule a l... Read >

The Loan calculator in Australia Part 2

My husband and I have recently bought our first home. Initially, the journey towards our dream felt very overwhelming, mainly due to the need for fairly extensive research of both the property & finance markets in Sydney. One of the first steps we'd recom... Read >

Loan calculator tools play an important roles when purchasing a property purchase in Australia

The Loan calculator in Australia is a very useful and unique tool when it comes to borrowing money. The Loan calculator in Australia provides a good guide as to how much you can borrower on a loan. If you are in the market for a mortgage you may choose to... Read >

The loan calculator has become an important tool for home buyer

A number of excellent resource tools are now available on the internet for people in Australia seeking a loan to finance the purchase of a property or refinance an existing mortgage. One of the most useful and user friendly tools is a loan calculator. Bef... Read >

The risks of using loan calculator

A friend in Australia recently sought my advice about the usefulness or otherwise of a loan calculator. My friend was looking at refinancing her mortgage in Australia but was unsure as to the long-term benefits of such a move. She had heard about a loan c... Read >

Make your Internet search for a mortgage calculator a learning process as well

If you go in search of a mortgage calculator on the Internet you will find an abundance of them. The trick is to find a mortgage calculator that provides you not only with simple repayment calculations but also allows you to compare repayments on differen... Read >

Refinance your mortgage in Australia Part 2

When considering a refinance of your home or investment loan, you should probably ask yourself, what do I hope to achieve from a refinance? Generally, the obvious answer would be to save the amount of interest paid by you over the life of the loan.There a... Read >

Refinance your mortgage in Australia Part 1

When considering a refinance of your home or investment loan, you should probably ask yourself, what do I hope to achieve from a refinance? Generally, the obvious answer would be to save the amount of interest paid by you over the life of the loan.There a... Read >